Axis Bank Vistara Infinite Credit Card vs Spar SBI Card PRIME

Joining Fees

₹10,000

₹2,999

Editor's Rating

4.1

2.5

Key Features

  • Get Club Vistara Membership as a complimentary
  • On achieving the milestone spends, get bonus CV Points and up to four complimentary Business Class tickets
  • Complimentary Lounge Access at selected airports within India including the exclusive Vistara Lounge at Terminal 3 of Indira Gandhi International Airport, Delhi
  • Get 6 complimentary rounds of golf at India’s most picturesque destinations
  • Explore curated experiences from across the world with Extraordinary Weekends
  • Cumulative milestone benefits up to 58,000 RP worth Rs 14,500
  • On overall annual retail spends of Rs 500,000, avail 20,000 bonus Reward Points
  • On annual spends of Rs 40,000 across all Landmark Stores, earn 6000 bonus Reward Points
  • On annual spends of Rs 100,000 across all Landmark Stores, earn 12,000 bonus Reward Points
  • 1% Fuel Surcharge Waiver 

Editor's Review

Pros

  • Discount of 15% off at partnered restaurants across the country with Axis Bank Dining Delights
  • Air Accident Cover off up to Rs. 2.5 crore
  • Purchase Protection Cover up to Rs. 1 lakh Cover up to USD 300

Cons

  • High Annual Fee with no waiver option
  • No extra points for spending on Vistara for flight bookings
  • You’re tied to Club Vistara Points

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Welcome Benefits include getting 12,000 bonus reward points equivalent to Rs. 3,000 on payment of Annual Fees
  • Spar SBI Card PRIME can be used in over 24 million outlets globally, including 3,25,000 outlets in India
  • Avail 20,000 bonus Reward Points on annual spends of Rs 180,000 across all Landmark Stores               

Cons 

  • No Golf/coaching sessions
  • Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits


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