Complimentary Club Vistara Gold Membership: Enjoy the exclusive privileges of complimentary Club Vistara Gold Membership such as priority check-in, priority boarding, complimentary lounge access, additional baggage allowance, and priority baggage handling
Accrue Club Vistara Points on every swipe: Earn 6 CV points on every spend of Rs. 200 and redeem for upgrades and award flights faster
Get bonus CV Points and up to 4 complimentary Business Class tickets on achieving the milestone spends
2 Complimentary lounge access at selected domestic airports within India
Get 6 complimentary rounds of golf at some of India’smost picturesque destinations
Explore curatedexperiences from across the world with Extraordinary weekends
Avail 40% off, up to Rs. 1000, once per month at partnered restaurants with Axis Bank EazyDiner
Get up to 15% off on Trident properties
Purchase Protection Cover up to to Rs. 1 lakh
Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
Fuel Transaction Surcharge- 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
Get 1% Cashback on all other retail transactions
Obtain up to 50 days of interest free credit
Get up to 4 complimentary add-on cards
Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000
Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter
The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
Avail up to 20% discount on partner restaurants through Dineout
Editor's Review
Pros
Avail 40% off, up to Rs. 1000, once per month at partnered restaurants
2 Complimentary lounge access at selected domestic airports within India
Get 6 complimentary rounds of golf at some of India’smost picturesque destinations
Cons
High Annual Fee with no waiver option
No extra points for spending on Vistara for flight bookings
You’re tied to Club Vistara Points
Pros
5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
8 Complimentary access to Domestic Airport Lounges in India in a calendar year
Cons
No rewards as such
Get 1% Cashback on all other retail transactions
Milestone benefits could have been made better
More comparisions with Axis Bank Vistara Infinite Credit Card