Axis Bank Vistara Infinite Credit Card vs Paytm HDFC Bank Select Credit Card

Joining Fees

₹10,000

₹1,000

Editor's Rating

4.1

3.75

Key Features

  • Complimentary Club Vistara Gold Membership: Enjoy the exclusive privileges of complimentary Club Vistara Gold Membership such as priority check-in, priority boarding, complimentary lounge access, additional baggage allowance, and priority baggage handling
  • Accrue Club Vistara Points on every swipe: Earn 6 CV points on every spend of Rs. 200 and redeem for upgrades and award flights faster
  • Get bonus CV Points and up to 4 complimentary Business Class tickets on achieving the milestone spends
  • 2 Complimentary lounge access at selected domestic airports within India
  • Get 6 complimentary rounds of golf at some of India’s  most picturesque destinations 
  • Explore curated  experiences from across the world with Extraordinary weekends
  • Avail 40% off, up to Rs. 1000, once per month at partnered restaurants with Axis Bank EazyDiner
  • Get up to 15% off on Trident properties 
  • Purchase Protection Cover up to to Rs. 1 lakh
  • Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
  • Fuel Transaction Surcharge- 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
  • Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
  • Avail 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
  • Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
  • Get 1% Cashback on all other retail transactions
  • Obtain up to 50 days of interest free credit 
  • Get up to 4 complimentary add-on cards
  • Utility Bill Payments: By registering the Credit Card with SmartPay, HDFC Bank's Utility Bill payment service, you can be ensured that all your utility bills will be paid on time easily and conveniently
  • If your card is lost, by reporting it immediately to the bank's 24-hour call centre, you will have zero liability for any fraudulent transactions made on your card
  • 8 Complimentary access to Domestic Airport Lounges in India in a calendar year
  • Get a 1% fuel surcharge waived on fuel transactions. This is applicable on minimum transactions of Rs. 400 and maximum transactions of Rs. 5,000 
  • Milestone Benefit: Avail Gift Vouchers worth Rs.500 upon spending Rs. 50,000 every Calendar Quarter 
  • The Paytm HDFC Bank Select Credit Card is designed to allow contactless payments
  • Avail up to 20% discount on partner restaurants through Dineout

Editor's Review

Pros

  • Avail 40% off, up to Rs. 1000, once per month at partnered restaurants
  • 2 Complimentary lounge access at selected domestic airports within India
  • Get 6 complimentary rounds of golf at some of India’s  most picturesque destinations 

Cons

  • High Annual Fee with no waiver option
  • No extra points for spending on Vistara for flight bookings
  • You’re tied to Club Vistara Points

Pros

  • 5% Cashback on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App]
  • Avail 3% Cashback on Accelerated Categories such as Swiggy, AJIO, Big Basket & Uber
  • 8 Complimentary access to Domestic Airport Lounges in India in a calendar year

Cons

  • No rewards as such
  • Get 1% Cashback on all other retail transactions
  • Milestone benefits could have been made better


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