Axis Bank Vistara Infinite Credit Card vs IRCTC SBI Card Premier

Joining Fees

₹10,000

₹1,499

Editor's Rating

4.1

3.5

Key Features

  • Complimentary Club Vistara Gold Membership: Enjoy the exclusive privileges of complimentary Club Vistara Gold Membership such as priority check-in, priority boarding, complimentary lounge access, additional baggage allowance, and priority baggage handling
  • Accrue Club Vistara Points on every swipe: Earn 6 CV points on every spend of Rs. 200 and redeem for upgrades and award flights faster
  • Get bonus CV Points and up to 4 complimentary Business Class tickets on achieving the milestone spends
  • 2 Complimentary lounge access at selected domestic airports within India
  • Get 6 complimentary rounds of golf at some of India’s  most picturesque destinations 
  • Explore curated  experiences from across the world with Extraordinary weekends
  • Avail 40% off, up to Rs. 1000, once per month at partnered restaurants with Axis Bank EazyDiner
  • Get up to 15% off on Trident properties 
  • Purchase Protection Cover up to to Rs. 1 lakh
  • Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
  • Fuel Transaction Surcharge- 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
  • Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
  • Get 10% back on AC1, AC2, AC3, Executive Chair car and Chair Car as reward points for ticket purchases on www.irctc.co.in and IRCTC Mobile App 
  • Get 5% back on Air ticket purchases on www.air.irctc.co.in
  • Get 5% back on E-catering purchases on www.ecatering.irctc.co.in
  • Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
  • Avail 1 Reward Point per 125 spent on other non-fuel retail purchases 
  • Get 2,500 Reward Points on annual travel spends of Rs. 50,000
  • On annual travel spends of Rs. 1,00,000, avail 5,000 Reward Points
  • Spend Based Reversal of Annual Fee on spends of Rs. 2 Lakhs
  • Complimentary Rail Accident Insurance of Rs. 10 Lakhs
  • Complimentary Air Accident insurance of Rs. 50 Lakhs
  • Complimentary Fraud Liability cover of Rs. 1 Lakh
  • Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
  • Save 1.8% transaction charges on airline ticket bookings on www.air.irctc.co.in
  • Book airline tickets with IRCTC at unbeatable prices, and explore the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Avail accommodation at 5,000+ hotels, covering 350 cities in India
  • 1% fuel surcharge at all petrol pumps in India, on transactions between  Rs. 500 - Rs. 4,000
  • 8 complimentary railway lounge access in a year to participating lounges in India (Max 2 per quarter)
  • Visa Privileges include: Savings of 10% on Hertz car rental and up to 35% on Avis Car Rentals, exclusive benefits across 900 luxury hotels globally, and obtain up to 10,000 miles per night on hotel stay plus 25% extra miles on Kaligo.com
  • Complimentary credit card fraud liability cover of Rs. 1 lakh
  • Complimentary Overseas Accident cover of Rs. 50 lakh
  • With Flexipay facility, convert transactions in EMIs by simply transacting Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
  • While booking railway tickets online using IRCTC SBI Platinum Card, get the tickets delivered at your doorstep
  • The IRCTC SBI Card Premier credit card is accepted in over 24 million outlets across the world, including 3,25,000 outlets in India

Editor's Review

Pros

  • Avail 40% off, up to Rs. 1000, once per month at partnered restaurants
  • 2 Complimentary lounge access at selected domestic airports within India
  • Get 6 complimentary rounds of golf at some of India’s  most picturesque destinations 

Cons

  • High Annual Fee with no waiver option
  • No extra points for spending on Vistara for flight bookings
  • You’re tied to Club Vistara Points

Pros                                                                                                                                                                                                                                                                                                   

 

  • Complimentary credit card fraud liability cover of Rs. 1 lakh
  • Complimentary Overseas Accident cover of Rs. 50 lakh
  • 8 complimentary railway lounge access in India                                                                                                         

Cons

  • No golf benefits
  • No complimentary airport lounge access


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