Axis Bank Vistara Infinite Credit Card vs Citi PremierMiles Card

• Complimentary Club Vistara Gold Membership: Enjoy the exclusive privileges of complimentary Club Vistara Gold Membership such as priority check-in, priority boarding, complimentary lounge access, additional baggage allowance, and priority baggage handling
• Accrue Club Vistara Points on every swipe: Earn 6 CV points on every spend of Rs. 200 and redeem for upgrades and award flights faster
• Get bonus CV Points and up to 4 complimentary Business Class tickets on achieving the milestone spends
• 2 Complimentary lounge access at selected domestic airports within India
• Get 6 complimentary rounds of golf at some of India’s  most picturesque destinations 
• Explore curated  experiences from across the world with Extraordinary weekends
• Avail 40% off, up to Rs. 1000, once per month at partnered restaurants with Axis Bank EazyDiner
• Get up to 15% off on Trident properties 
• Purchase Protection Cover up to to Rs. 1 lakh
• Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
• On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
• Fuel Transaction Surcharge- 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
• Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways

• On the yearly card renewal period, get 3000 Bonus Miles
• Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
• Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
• Redeem miles over more than 100 domestic and international airlines
• Transfer your miles to any of the card’s hotel & airline partner
• Miles never expires so you can use them whenever you desire
• Redeem Miles instantly via SMS against purchases at leading brands
• Turn big purchases into small payments  
• Complimentary Access to Airport Lounges in India
• Instant loans availed
• Get amazing deals and discounts locally & in other 90 countries
• As you earn more miles, redeem easily at www.premiermiles.co.in
• You can either redeem the miles now or keep collecting them
• Using Citi contactless card pay the easy way  
• Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
• Enjoy the latest offers on the credit card  
• Have instant savings on lifestyle and wellness categories  
• Join the millions of subscribers with a unique analysis of the issues behind the headlines
• Personal Air Accident Insurance cover of Rs 1 crore
• Lost Card Liability Cover of Rs. 10 Lakh

Pros

• Avail 40% off, up to Rs. 1000, once per month at partnered restaurants
• 2 Complimentary lounge access at selected domestic airports within India
• Get 6 complimentary rounds of golf at some of India’s  most picturesque destinations 

Cons

• High Annual Fee with no waiver option
• No extra points for spending on Vistara for flight bookings
• You’re tied to Club Vistara Points

Pros

• The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
• On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
• Save up to 20% across all Citibank's partnered restaurants

Cons

• No Annual Fee Waiver
• High-interest rates