Axis Bank Vistara Infinite Credit Card vs AXIS Bank IOCL Rupay Credit Card

• Complimentary Club Vistara Gold Membership: Enjoy the exclusive privileges of complimentary Club Vistara Gold Membership such as priority check-in, priority boarding, complimentary lounge access, additional baggage allowance, and priority baggage handling
• Accrue Club Vistara Points on every swipe: Earn 6 CV points on every spend of Rs. 200 and redeem for upgrades and award flights faster
• Get bonus CV Points and up to 4 complimentary Business Class tickets on achieving the milestone spends
• 2 Complimentary lounge access at selected domestic airports within India
• Get 6 complimentary rounds of golf at some of India’s  most picturesque destinations 
• Explore curated  experiences from across the world with Extraordinary weekends
• Avail 40% off, up to Rs. 1000, once per month at partnered restaurants with Axis Bank EazyDiner
• Get up to 15% off on Trident properties 
• Purchase Protection Cover up to to Rs. 1 lakh
• Cover up to USD 300 for the following: Loss Travel Documents, Delay of Check-in Baggage, Loss of Check-in Baggage
• On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
• Fuel Transaction Surcharge- 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
• Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways

• 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
• Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
• Earn Reward Points on UPI Payments by linking the card to UPI
• 20 reward points per Rs. 100 on fuel spends on IOC Terminal
• 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
• 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
• 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
• Annual Fee waived off if spends more than Rs. 50000 per year
• 10% instant discount for movie ticket booked via BookMyshow website
• Enjoy up to 15% Discount on partner Restaurants via EazyDiner

Pros

• Avail 40% off, up to Rs. 1000, once per month at partnered restaurants
• 2 Complimentary lounge access at selected domestic airports within India
• Get 6 complimentary rounds of golf at some of India’s  most picturesque destinations 

Cons

• High Annual Fee with no waiver option
• No extra points for spending on Vistara for flight bookings
• You’re tied to Club Vistara Points

Pros

• 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
• Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
• 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

• No International Airport Lounge access
• No Golf benefits
• No travel miles benefits