Axis Bank Vistara Infinite Credit Card vs AU Small Finance Bank Zenith Credit Card

• Get Club Vistara Membership as a complimentary
• On achieving the milestone spends, get bonus CV Points and up to four complimentary Business Class tickets
• Complimentary Lounge Access at selected airports within India including the exclusive Vistara Lounge at Terminal 3 of Indira Gandhi International Airport, Delhi
• Get 6 complimentary rounds of golf at India’s most picturesque destinations
• Explore curated experiences from across the world with Extraordinary Weekends

* Gain 20 Reward Points per Rs.100 retail spends done on Dining at standalone restaurants
* Earn 10 Reward Points per Rs.100 retail spends done on International transactions, Grocery and Departmental stores
* Avail 5 Reward Points per Rs.100 retail spends done across all other merchant categories
* Quarterly Milestone Benefits: Get Rs. 1,000 vouchers on minimum Rs. 2 lakh retail spends that’s done per calendar quarter. Choose vouchers from a bouquet of top brands
* Yearly Milestone Benefits: Avail complimentary Epicure Membership of doing minimum Rs. 8 lakh retail spends in a card anniversary year
* Enjoy lower International foreign mark-up fees of 1.99% on International transactions
* Birthday Benefit: Get 2,500 Bonus Reward Points on completing one retail transaction on birthday
* Get complimentary domestic and international lounge access at 1,000+ airport lounges
* Avail 2 complimentary lounge access per calendar quarter, using the Priority Pass at all participating lounges
* Get 4 complimentary domestic lounge access per calendar quarter using the VISA Card
* Railway Lounges: Get 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in selected cities

Pros

• Discount of 15% off at partnered restaurants across the country with Axis Bank Dining Delights
• Air Accident Cover off up to Rs. 2.5 crore
• Purchase Protection Cover up to Rs. 1 lakh Cover up to USD 300

Cons

• High Annual Fee with no waiver option
• No extra points for spending on Vistara for flight bookings
• You’re tied to Club Vistara Points

Pros
* Get Air Accident Cover of up to Rs. 2 Crore, Card Liability Cover, get protected against Card Counterfeit/Skimming/Online frauds, and Credit Shield of up to Rs. 5 Lakhs
* Convert transactions worth Rs. 2,000 or more into easy EMI options on selected tenure chosen by you
* Avail Add on card that is free for lifetime

Cons
* No golf privileges
* No Airmiles