Axis Bank Vistara Credit Card vs IDFC FIRST Wealth Credit Card

Joining Fees

₹1,500

₹0

Editor's Rating

4.1

3.25

Key Features

  • Get Club Vistara Membership as a Complimentary
  • Accrue 2 Club Vistara Points for every Rs 200 spent on the Axis Bank Vistara Credit Card and redeem for upgrades & award flights faster
  • Get bonus CV Points and up to 3 Economy class tickets on achieving the milestone spends
  • Complimentary lounge access at selected airports within India
  • Explore curated experiences from across the world with Extraordinary weekends
  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • Avail 10X Reward Points on all transactions above Rs. 20,000
  • Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
  • 4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
  • 4 complimentary Railway Lounge visits every calendar quarter
  • Low foreign exchange mark-up fee of 1.5%
  • 20% discount on 1500+ Restaurants
  • 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399

Editor's Review

Pros

  • Vistara Privileges
  • Fly Free Faster
  • Milestone Privileges

Cons

  • No Golf Privileges

Pros

  • Lifetime free credit card
  • Complimentary Airport and Railway lounge access
  • Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.

Cons

  • No milestone benefits
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • Interest-free cash withdrawal available for 48 days only


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