Axis Bank Titanium Smart Traveler Credit Card vs SBI Elite Credit Card
Joining Fees
₹250
₹4,999
Editor's Rating
3.7
4
Key Features
- Get 1% fuel surcharge waiver on all fuel transactions in India. This is valid on transactions between Rs. 400 and Rs. 4,000
- Dining Delights- minimum 15% off on partner restaurants in India
- On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
- Get Axis Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for the following transactions:
- On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points
- For every Rs. 200 spent on hotels, holiday packages, airlines, train, and bus bookings in India, earn 4 points
- On every Rs. 200 spent on the credit card in India, earn 2 points
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
Editor's Review
Pros
- Dining Delights- minimum 15% off on partner restaurants in India
- On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
- On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points
Cons
- No Airport Lounge access
- No Golf Privileges
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
