Axis Bank Titanium Smart Traveler Credit Card vs IDFC FIRST Select Credit Card
Joining Fees
₹250
₹0
Editor's Rating
3.7
2.75
Key Features
- Fuel Surcharge Waiver
- Get Axis Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
- For every Rs. 200 spent on hotels, holiday packages, airlines, train, and bus bookings in India, earn 4 points
- On every Rs. 200 spent on the credit card in India, earn 2 points
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- 10X Reward Points on purchases greater than Rs.20,000
- 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
- 4 complimentary domestic lounge access per quarter
- 4 complimentary Railway lounge access every quarter
- Low foreign exchange mark-up fee of 1.99%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
- Dining Delights- minimum 15% off on partner restaurants in India
- On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
- On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points
Cons
- No Airport Lounge access
- No Golf Privileges
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
- The dining benefits provided by the card are satisfactory but not that great
