Axis Bank Signature Credit Card with Lifestyle Benefits vs SBI Elite Credit Card
Joining Fees
₹5,000
₹4,999
Editor's Rating
4
4
Key Features
- If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
- Annual fee waived upon spending Rs. 3 lakh in the preceding year
- 50% cashback on movie tickets purchased through BookMyShow
- Flexible Spending Limit
- Visa Offers Complimentary Airport Lounge Access within India
- Complimentary Priority Pass membership
- On transactions over Rs. 2500, convert the purchases into EMIs
- Avail up to Rs. 2.5 crore for Air Accident Cover
- Get 15% off on dining bills at partnered restaurants in India
- Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
- Get 10 Reward Points per Rs. 200 spent domestically
- Get 20 Reward Points on every Rs. 200 spent internationally on
- On the first online transaction get 100 Points
- On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
- Complimentary membership to the Priority Pass Program worth $99
- Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
- Enjoy obtaining Club Vistara Silver membership as complimentary
Editor's Review
Pros
- Avail Gift Vouchers from top brands
- Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
- Obtain Air Accident Insurance Cover
Cons
- The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card
Pros
- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
- Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
- On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points
Cons
- High joining/renewal fees
- Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it
