Axis Bank Signature Credit Card with Lifestyle Benefits vs Platinum Aura Visa and Mastercard Credit Card

Joining Fees

₹5,000

₹500

Editor's Rating

4

4

Key Features

  • Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
  • From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year 
  • On any transactions above Rs. 2500, contact the bank to convert it into EMIs
  • Air Accident Cover up to Rs. 2,50,00,000
  • Purchase Protection up to Rs. 1,00,000
  • Loss Travel Document cover/Delay  of check-in baggage cover up to 300 USD
  • Complimentary access to airport lounges in India 
  • With Priority Pass access over 700 VIP lounges in over 90 countries and  275 cities. Only the membership to the Priority Pass Program is complimentary
  • 50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
  • Discover unique  delectable cuisines with Axis  Bank Dining Delights that  offers  15% off at partnered restaurants in India 
  • Fuel surcharge refund valid on transactions between Rs.  400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • Earn 10 points on Domestic spends for every Rs. 200
  • Earn 20  points on International spends for every Rs. 200
  • 100  points on  the first online transaction 
  • Book Your Favorite Restaurants on a Tap & Get Great Deals & Discounts
  • Travel Insurance Cover
  • ‘Total Protect’ safeguards your card from fraud
  • Complimentary personal air accident insurance cover of up to Rs 25 lakh

Editor's Review

Pros

  • Avail Gift Vouchers from top brands
  • Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
  • Obtain Air Accident Insurance Cover 

Cons       

 

  • The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card

 

 

Pros

  • Enjoy a waiver of 1% on fuel surcharge at any petrol pump across India
  • Exclusive access to 600+ lounges across the globe

Cons

  • No golf/coaching sessions


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