Axis Bank Signature Credit Card with Lifestyle Benefits vs Citi PremierMiles Card

• If Signature Credit card with Lifestyle Benefits is obtained by invitation then the joining fee is Rs. 3000
• Annual fee waived upon spending Rs. 3 lakh in the preceding year
• 50% cashback on movie tickets purchased through BookMyShow
• Flexible Spending Limit
• Visa Offers Complimentary Airport Lounge Access within India 
• Complimentary Priority Pass membership
• On transactions over Rs. 2500, convert the purchases into EMIs
• Avail up to Rs. 2.5 crore for Air Accident Cover
• Get 15% off on dining bills at partnered restaurants in India 
• Avail Fuel Surcharge Waiver that’s valid on transactions between Rs. 400 and Rs. 4000
• Get 10 Reward Points per Rs. 200 spent domestically
• Get 20 Reward Points on every Rs. 200 spent internationally on 
• On the first online transaction get 100 Points 

• On the yearly card renewal period, get 3000 Bonus Miles
• Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
• Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
• Redeem miles over more than 100 domestic and international airlines
• Transfer your miles to any of the card’s hotel & airline partner
• Miles never expires so you can use them whenever you desire
• Redeem Miles instantly via SMS against purchases at leading brands
• Turn big purchases into small payments  
• Complimentary Access to Airport Lounges in India
• Instant loans availed
• Get amazing deals and discounts locally & in other 90 countries
• As you earn more miles, redeem easily at www.premiermiles.co.in
• You can either redeem the miles now or keep collecting them
• Using Citi contactless card pay the easy way  
• Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
• Enjoy the latest offers on the credit card  
• Have instant savings on lifestyle and wellness categories  
• Join the millions of subscribers with a unique analysis of the issues behind the headlines
• Personal Air Accident Insurance cover of Rs 1 crore
• Lost Card Liability Cover of Rs. 10 Lakh

Pros

• Avail Gift Vouchers from top brands
• Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
• Obtain Air Accident Insurance Cover 

Cons       

• The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card

Pros

• The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
• On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
• Save up to 20% across all Citibank's partnered restaurants

Cons

• No Annual Fee Waiver
• High-interest rates