Based on your spending patterns and payment behaviours over a period of time, the unique flexible spending limit will allow you to spend over and above the assigned credit card limit at no additional charge
From second year onwards, Annual Fee Rs. 3000 will be waived on the achievement of spends threshold of Rs. 3 Lakhs in the preceding year
On any transactions above Rs. 2500, contact the bank to convert it into EMIs
Air Accident Cover up to Rs. 2,50,00,000
Purchase Protection up to Rs. 1,00,000
Loss Travel Document cover/Delayof check-in baggage cover up to 300 USD
Complimentary access to airport lounges in India
With Priority Pass access over 700 VIP lounges in over 90 countries and275 cities. Only the membership to the Priority Pass Program is complimentary
50% Cashback on movie tickets purchased through BookMyShow. Maximum Cashback in a calendar year is limited to Rs. 2000
Discover uniquedelectable cuisines with AxisBank Dining Delights thatoffers15% off at partnered restaurants in India
Fuel surcharge refund valid on transactions between Rs.400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
Earn 10 points on Domestic spends for every Rs. 200
Earn 20points on International spends for every Rs. 200
100points onthe first online transaction
Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
Maximum discount is capped at Rs. 500 per month
Offer is applicable on a minimum order value of Rs. 2500
Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000
Editor's Review
Pros
Avail Gift Vouchers from top brands
Earn 10/20 points for every Rs. 200 spent on Domestic/International spends
Obtain Air Accident Insurance Cover
Cons
The joining fee is Rs. 5000, which's higher than Axis Bank Privilege Credit Card
Pros
No redemption fee, customers can easily redeem points without paying any additional fees
Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
Welcome benefits
Cons
No railway lounge access
No airport lounge access
Reward points are limited to Shoppers Stop outlets online/offline only
More comparisions with Axis Bank Signature Credit Card with Lifestyle Benefits