Axis Bank Shoppers Stop Credit Card vs IDFC FIRST Wealth Credit Card

Joining Fees

₹500

₹0

Editor's Rating

4

3.25

Key Features

  • Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
  • Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
  • Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
  • Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
  • Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
  • Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
  • Maximum discount is capped at Rs. 500 per month
  • Offer is applicable on a minimum order value of Rs. 2500
  • Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
  • Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000
  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • Avail 10X Reward Points on all transactions above Rs. 20,000
  • Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
  • 4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
  • 4 complimentary Railway Lounge visits every calendar quarter
  • Low foreign exchange mark-up fee of 1.5%
  • 20% discount on 1500+ Restaurants
  • 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399

Editor's Review

Pros

  • No redemption fee, customers can easily redeem points without paying any additional fees
  • Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
  • Welcome benefits

Cons

  • No railway lounge access
  • No airport lounge access
  • Reward points are limited to Shoppers Stop outlets online/offline only

Pros

  • Lifetime free credit card
  • Complimentary Airport and Railway lounge access
  • Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.

Cons

  • No milestone benefits
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • Interest-free cash withdrawal available for 48 days only


More comparisions with Axis Bank Shoppers Stop Credit Card

More comparisions with IDFC FIRST Wealth Credit Card

Downloads