Axis Bank Shoppers Stop Credit Card vs HDFC Infinia Credit Card
Joining Fees
₹500
₹10,000
Editor's Rating
4
5
Key Features
- Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
- Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
- Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
- Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
- Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
- Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
- Maximum discount is capped at Rs. 500 per month
- Offer is applicable on a minimum order value of Rs. 2500
- Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
- Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000
- You will get Welcome Benefit of Complimentary Club Marriott membership for a year which provides up to 20% discounts for Dining and Stays across Asia – Pacific region
- As a Welcome Benefit, receive 10,000 Reward Points upon fee realization
- If you spend eight lakhs or more in the preceding 12 months, you’ll get renewal membership fee waived off for next year
- Avail Renewal benefit of 10,000 Reward Points
- Complimentary unlimited airport lounge access within and outside India using the Priority Pass. The same benefit is also available for the add on priority pass holders. Through Priority Pass membership you may also use the refreshment and business centre facilities at the selected lounges
- Avail 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs.400 and Rs.1,00,000
- Enjoy lowest markup fee of 2% on all foreign currency transactions
- Avail unlimited complimentary golf games at leading courses in India and selected courses across the globe. Also, you’ll have unlimited complimentary Golf coaching at selected golf courses within India
- Enjoy the Good Food Trail dining program at some of the premium restaurants across top cities
- Earn 5 Reward Points on Rs. 150 on retail spends including Insurance, Utilities, Education, and Rent pay
- Gut 10X Reward Points on travel and shopping spends on HDFC SmartBuy
- Earn 2X Rewards Points on dining spends
- Infinia Credit Card provides Credit Shield Cover for up to 9 lakhs
Rewards Rate:
- Default Reward Rate is 3.3%
- Avail Accelerated Reward Rate of 6.6% (2X on Dining/ airvistara / hdfcbankinfinia)
- Get Accelerated Reward Rate: 33% (10X with limited partners)
Editor's Review
Pros
- No redemption fee, customers can easily redeem points without paying any additional fees
- Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
- Welcome benefits
Cons
- No railway lounge access
- No airport lounge access
- Reward points are limited to Shoppers Stop outlets online/offline only
Pros
- This credit card is suitable for those who’re frequent travelers
- Get Accidental Air Death cover worth Rs. 3 Crore
- If there’s an emergency overseas while, get emergency overseas hospitalization insurance up to Rs. 50 lakhs
Cons
- This credit card is suitable for those who have high earnings
- This credit card doesn’t have any monthly & annual benefits
- This credit card is by “Invite only”
