Axis Bank Shoppers Stop Credit Card vs BOB Financial Easy
Joining Fees
₹500
₹500
Editor's Rating
4
4.6
Key Features
- Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
- Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
- Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
- Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
- Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
- Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
- Maximum discount is capped at Rs. 500 per month
- Offer is applicable on a minimum order value of Rs. 2500
- Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
- Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000
- Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
- Avail 1 reward point for every Rs. 100 spent on other categories
- Avail 0.5% of the card bill payment as cash-back in the next statement
- Spend Rs. 6,000 within 60 days and Rs. 35,000 in a year for reversal/waiver of annual fees
- 1% fuel surcharge waived for fuel transactions between Rs. 400 - Rs. 5,000 (Max. waiver of Rs. 250 per month)
- Redeem the earned reward points as cash-back and other exciting options
- Convert purchases of more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
- Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
- Avail 50 days of interest free credit from the date of any purchase
- Pay Minimum Amount Due and finance your spends as per your convenience
Editor's Review
Pros
- No redemption fee, customers can easily redeem points without paying any additional fees
- Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
- Welcome benefits
Cons
- No railway lounge access
- No airport lounge access
- Reward points are limited to Shoppers Stop outlets online/offline only
Pros
- Easy EMI Option
- First year Fee: Spend 6,000 on the card within 60 days for fee reversal
- Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver
Cons
- No golf privileges
- No airport lounge access
