Axis Bank Shoppers Stop Credit Card vs Axis Bank Rewards Credit Card

• Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
• Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
• Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
• Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
• Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
• Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
• Maximum discount is capped at Rs. 500 per month
• Offer is applicable on a minimum order value of Rs. 2500
• Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
• Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000

• On every Rs. 125 spends, gain unlimited 2 EDGE REWARD points
• Avail 10X reward points on every Rs. 125 spent on apparel and departmental stores
• Receive accelerated points for spends up to Rs. 7000 per month on specific categories
• Membership Benefits: Gain a bouquet of memberships up to Rs. 1,000 every anniversary year
• Milestone Benefits: Avail 1,500 EDGE REWARD points on net spends of Rs. 30,000 per statement cycle
• 30% off on Swiggy food delivery. This is applicable on minimum transaction of Rs. 200 per order and can be availed up to 2 times in a month
• 2 complimentary lounge access per quarter at selected domestic airports
• 1% fuel surcharge on fuel purchases at all fuel stations within India. This is valid on transactions between Rs. 400 to Rs. 5,000 only
• Purchase Protection Cover up to Rs. 1 Lakh
• Credit Shield 1 Lakh
• Loss of Check-in Baggage Cover up to 500 USD
• Cover up to USD 300 for the following: Delay of check-in baggage and Loss of travel documents
• Enjoy up to 15% off, maximum Rs. 500, at partnered restaurants in India
• Annual Fee of Rs. 1,000 will be waived off by making annual spends of Rs. 2,00,000 and above

Pros

• No redemption fee, customers can easily redeem points without paying any additional fees
• Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
• Welcome benefits

Cons

• No railway lounge access
• No airport lounge access
• Reward points are limited to Shoppers Stop outlets online/offline only

Pros

* Unlimited 2 EDGE REWARD points on every Rs. 125 spends
* Accelerated points for spends up to Rs. 7000 per month on specific categories
* Gain a bouquet of memberships up to Rs. 1,000 every anniversary year

Cons

* No access to international lounges at airports
* No golf benefits are provided