Axis Bank Select Credit Card vs SBI Elite Credit Card

Joining Fees

₹3,000

₹4,999

Editor's Rating

4.5

4

Key Features

  • 24x7 dedicated concierge
  • Explore curated experiences from across the world with Extraordinary Weekends
  • 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
  • 20% off at partnered restaurants in India
  • Air Accident cover up to Rs. 2.5 Crore
  • Purchase protection up to Rs. 1 Lakh
  • Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover
  • On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
  • Enjoy obtaining Club Vistara Silver membership as complimentary

Editor's Review

Pros

  • Amazon Voucher worth Rs 2000 on card activation
  • 20% off up to Rs. 500 p.m. on Bigbasket
  • 40% off up to a maximum of Rs. 200 on Swiggy

Cons            

  • High-interest rate
  • High Joining/Renewal Fee

Pros

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
  • On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

  • High joining/renewal fees
  • Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it


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