Axis Bank Select Credit Card vs RBL Bank World Plus SuperCard

Joining Fees

₹3,000

₹4,999

Editor's Rating

4.5

3.4

Key Features

  • Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website. This is applicable once per month per user
  • Flat Rs. 200 off on Swiggy mobile app/website. Valid twice a month on minimum transaction of Rs. 1000 per order
  • 12 complimentary International Airport Lounge access via Priority Pass Membership
  • 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months
  • Do note that the Priority Pass will renew automatically when you have met Rs. 3 lakhs spends in preceding card anniversary year
  • 6 complimentary golf rounds per year. Unlock 6 additional visits by spending Rs. 3 lakhs annually
  • Annual benefits: Priority Pass Membership renewal on annual spend of 3 Lakh. Renewal of offers on BigBasket and Swiggy
  • Get 5000 EDGE points on spending Rs. 3 Lakhs in a card anniversary year
  • Complete annual fee waiver on spending Rs. 8 Lakhs in a card anniversary year
  • Get 10 Axis EDGE points on every Rs. 200 spends
  • Get 2X per  Rs. 200 on ‘Retail Shopping’ spends
  • Avail 2X EDGE REWARD Points up to cumulative transactions of Rs. 20,000 per month. For transactions done above Rs. 20,000 per months earn 10 EDGE REWARD Points
  • Explore curated experiences from across the world with Extraordinary Weekends
  • 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month.
  • Rs. 800 off and more via Axis Bank Dining Delight Program with EazyDiner
  • Purchase protection up to Rs. 1 Lakh
  • Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover

* Avail fuel surcharge waiver up to Rs. 200 per month
* Avail 2 Reward Points per Rs. 100 that you spend
* In a year, spend Rs. 3,00,000 to get 20,000 Reward Points, and upon crossing spend level of Rs. 5,00,000 in a year, get additional 20,000 Reward Points. Redeem the points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends via 20 Reward Points that is earned for every Rs. 100 spent. The maximum Reward Points that can be earned is 2,000 per month
* Get 5% discount on International spends via 20 Reward Points that is earned for every Rs. 100 spent. The maximum Reward Points that can be earned is 2,000 per month
* Avail 8 free access in a year, at domestic airport lounges in India. Get complimentary Priority Pass Membership worth $99 
* 24 x 7 Concierge Help Desk
* Enjoy the BookMyShow Offer: Get 1+1 free movie ticket (up to Rs. 200), twice a month on any day of the week
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee

Editor's Review

Pros

  • Flat Rs. 500 off per month on minimum purchase of Rs. 3000 on Bigbasket mobile app/website
  • 12 complimentary International Airport Lounge access via Priority Pass Membership
  • 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months

Cons

  • High interest rate
  • High joining/renewal fee

Pros
* Offer on Dining and International spends
* Reward on all spends and discount on BookMyShow
* Complimentary Lounge Access and Priority Pass

Cons
* No golf complimentary benefits
* No airmiles


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