Axis Bank Reserve Credit Card vs IDFC FIRST Classic Credit Card
Joining Fees
₹30,000
₹0
Editor's Rating
3.7
3.3
Key Features
- Complimentary airport concierge services and complimentary luxury airport transfers
- Air accident cover: Rs.450 Lakhs
- Concessions on health and wellness coaching at Weljii
- Exclusive offers at Oberoi hotels and resorts
- Obtain a Gift Voucher of Rs. 500 on spending Rs. 15,000 within 90 days from card issuance
- 5% Cashback on first EMI transaction done within 90 days from card set-up
- 10X Reward Points on all transactions above Rs. 20,000
- 6X Reward Points on Online Spends
- 3X Reward Points on all Offline Spends
- Avail 25% Discount on Movie Tickets with a Maximum of Rs. 100
- 4 complimentary Railway lounge visits every quarter
- Personal Accident Cover worth Rs. 2 Lakh & complimentary lost card liability cover of Rs. 25,000
- Fuel surcharge waiver
- 15% discount at 3,000+ Health and Wellness outlets
Editor's Review
Pros
- Fuel Surcharge Waiver
- Handcrafted Club Marriott Asia Pacific Membership
- Exclusive offers at Oberoi Hotels and Resorts
Cons
- High Joining and Annual Fees
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Free Road Side Assistance(RSA) worth Rs. 1,399
Cons
- No milestone benefits
- Airport Lounge access limited, depends on the bank’s current offers
- Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers
