Axis Bank Privilege Credit Card vs YES Premia Credit Card

• Milestone Benefit: Avail additional 10,000 Edge reward points worth Rs. 2000 upon achieving spends milestone of Rs. 5 lakh in a card anniversary year

• Annual fees reversal on achieving spends of Rs. 5 Lakhs in the previous card anniversary year
• 2 Complimentary access per calendar quarter to select domestic lounges. Do note to be eligible for the access you have to do 50K spends in prior 3 months
• With EazyDiner, Axis Bank Dining Delights program, get Rs. 1000 off and more
• Fuel surcharge refund on spends at all fuel stations across India. Avail  this offer on transactions between Rs. 400 and Rs. 4,000 only.
• Get Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Avail points for the following transaction: 10 points on every Rs 200 Spent on the credit card domestically/Internationally
• Purchase Protection Plan up to Rs. 1 Lakhs
• Credit Shield 1 Lakh
• Loss Travel Documents Cover up to 300 USD
• Delay of Check-in Baggage cover up to 300 USD
• Loss of Check-in Baggage Cover up to 500 USD

• Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
• Priority Pass membership offering two complimentary international lounge access per calendar year
• 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
• Complimentary Domestic Lounge access & Golf privileges across select golf courses in India

Pros

• Milestone and Activation benefits
• Complimentary Airport Lounge Access

Cons 

• No complimentary Golf lessons
• Annual interest rate is too high

Pros

• Fuel surcharge waiver at fuel stations across India
• Attractive Foreign Currency Markup of 2.5%
• Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

• High-interest rates
• Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit