Compare Axis Bank Privilege Credit Card vs SBI Elite Credit Card

As an activation benefit, avail 12,500 EDGE Reward Points that are redeemable against travel or shopping vouchers worth Rs. 5000
Annual fees reversal on achieving spends of Rs. 2.5 Lakhs
Earn 3000 EDGE REWARD points on credit card renewal
By converting the earned EDGE REWARD points to Paytm flight & hotel vouchers worth twice the value, you can double the benefit upon achieving spends milestone of Rs. 2.5 lakh
Get 20% off at 4000+ partnered restaurants
Earn Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
On every Rs 200 spent on the credit card domestically/Internationally earn 10 points
2 Complimentary domestic airport lounge access
Avail Fuel Surcharge Waiver
Avail up to Rs. 2.5 crore for Air Accident Cover
On transactions over Rs. 2500, convert the purchases into EMIs

On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
Complimentary membership to the Priority Pass Program worth $99
Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
Enjoy obtaining Club Vistara Silver membership as complimentary

Pros

Cons

No complimentary Golf lessons
Annual interest rate is too high
The total benefits on the Axis Bank Signature Credit card with Lifestyle Benefits is approx more than Rs. 33,000, whereas the total benefits on the Axis Bank Privilege Credit Card is approx more than 27600

Pros

Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

High joining/renewal fees
Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it