Axis Bank Privilege Credit Card vs Induslnd Bank Nexxt Credit Card

Joining Fees

₹1,500

₹1,999

Editor's Rating

4.2

3.8

Key Features

  • As an activation benefit, avail 12,500 EDGE Reward Points that are redeemable against travel or shopping vouchers worth Rs. 5000 
  • Annual fees reversal on achieving spends of Rs. 2.5 Lakhs
  • Earn 3000 EDGE REWARD points on credit card renewal 
  • By converting the earned EDGE REWARD points to Paytm flight & hotel vouchers worth twice the value, you can double the benefit upon achieving spends milestone of Rs. 2.5 lakh
  • Get 20% off at 4000+ partnered restaurants
  • Earn Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
  • On every Rs 200 spent on the credit card domestically/Internationally earn 10 points
  • 2 Complimentary domestic airport lounge access
  • Avail Fuel Surcharge Waiver 
  • Avail up to Rs. 2.5 crore for Air Accident Cover
  • On transactions over Rs. 2500, convert the purchases into EMIs
  • Flexible options to pay through EMI, Reward points or Credit
  • Earn 1 Reward Point for every Rs. 150 spent
  • Fuel Surcharge Waiver
  • Redeem reward points in the following ways: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, and Cash Credit

Editor's Review

Pros

  • Milestone and Activation benefits
  • Complimentary Airport Lounge Access
  • Annual Fee is Low

Cons 

  • No complimentary Golf lessons
  • Annual interest rate is too high
  • The total benefits on the Axis Bank Signature Credit card with Lifestyle Benefits is approx more than Rs. 33,000, whereas the total benefits on the Axis Bank Privilege Credit Card is approx more than 27600 

Pros

  • BookMyShow offer
  • VIP airport lounges
  • Travel Insurance Cover

Cons

  • No Golf Privileges 


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