Compare Axis Bank Privilege Credit Card vs IDFC FIRST Select Credit Card

As an activation benefit, avail 12,500 EDGE Reward Points that are redeemable against travel or shopping vouchers worth Rs. 5000
Annual fees reversal on achieving spends of Rs. 2.5 Lakhs
Earn 3000 EDGE REWARD points on credit card renewal
By converting the earned EDGE REWARD points to Paytm flight & hotel vouchers worth twice the value, you can double the benefit upon achieving spends milestone of Rs. 2.5 lakh
Get 20% off at 4000+ partnered restaurants
Earn Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
On every Rs 200 spent on the credit card domestically/Internationally earn 10 points
2 Complimentary domestic airport lounge access
Avail Fuel Surcharge Waiver
Avail up to Rs. 2.5 crore for Air Accident Cover
On transactions over Rs. 2500, convert the purchases into EMIs

Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
10X Reward Points on purchases greater than Rs.20,000
6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
4 complimentary domestic lounge access per quarter
4 complimentary Railway lounge access every quarter
Low foreign exchange mark-up fee of 1.99%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399

Pros

Cons

No complimentary Golf lessons
Annual interest rate is too high
The total benefits on the Axis Bank Signature Credit card with Lifestyle Benefits is approx more than Rs. 33,000, whereas the total benefits on the Axis Bank Privilege Credit Card is approx more than 27600

Pros

Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only
The dining benefits provided by the card are satisfactory but not that great