Axis Bank Pride Signature Credit Card vs Kotak NRI Royale Signature Credit Card

Joining Fees

₹0

₹1,000

Editor's Rating

4.6

3.6

Key Features

  • Personalised card with shades of Tricolour for Defence Personnel
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • 15% discount at restaurants with Dining Delights
  • From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
  • Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
  • Fuel Surcharge Waiver 
  • Railway Surcharge Waiver 
  • NRI Royale Shield

Editor's Review

Pros

  • Enjoy Complimentary Access to Airport Lounges within India 
  • Personalized Card with the Shades of Indian Tricolor
  • Get 100 bonus eDGE points every month

Cons            

  • No Golf/coaching sessions

Pros

  • This card is good for Indians who are residing overseas
  • Freedom to purchase and pay in INR
  • Complimentary access to Airport Lounges in India 

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • This card isn’t good for those who desire a low foreign currency mark up card


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