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Axis Bank Pride Signature Credit Card vs IDFC FIRST Select Credit Card

Joining Fees

₹0

₹0

Editor's Rating

4.6

2.75

Key Features

  • Personalised card with shades of Tricolour for Defence Personnel
  • Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
  • 15% discount at restaurants with Dining Delights
  • From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
  • Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
  • 5% cashback on making the first EMI transaction made within 90 days of card set-up
  • 10X Reward Points on purchases greater than Rs.20,000
  • 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
  • 4 complimentary domestic lounge access per quarter
  • 4 complimentary Railway lounge access every quarter
  • Low foreign exchange mark-up fee of 1.99%
  • 20% discount on 1500+ Restaurants
  • 15% discount on 3000+ Health & Wellness Outlets
  • Free Road Side Assistance(RSA) worth Rs. 1,399

Editor's Review

Pros

  • Enjoy Complimentary Access to Airport Lounges within India 
  • Personalized Card with the Shades of Indian Tricolor
  • Get 100 bonus eDGE points every month

Cons            

  • No Golf/coaching sessions

Pros

  • 10X Rewards on all spends done on your Birthday
  • Reward points will never expire
  • Comprehensive Travel Insurance Cover of Rs. 22,500

    Cons
  • Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
  • Interest-free cash withdrawal available for 48 days only
  • The dining benefits provided by the card are satisfactory but not that great


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