Axis Bank Pride Signature Credit Card vs HDFC Infinia Credit Card

• Personalized card with the shades of Indian Flag
• The dedicated 4th embossed  line for Army, Navy, or Air Force
• 2 Complimentary visits to select Domestic Airport Lounges within India 
• From second year onwards the Annual Fee Rs. 500 will be waived on spends of Rs. 40,000 in the preceding year
• Discover unique and new cuisines and flavours with Axis Bank Dining Delights that  offers  15% off at partnered restaurants in India 
• 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month 
• EDGE REWARD Points can  be earned on fuel transactions 
• Get free add-on cards
• EMV certified chip-credit card 
• Zero lost card liability 
• On any transactions above Rs. 2500, contact the bank to convert it into EMIs
• Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
• Earn 8 points on every Rs. 200 spent on the credit card
• Avail 100 bonus EDGE points every month- The cardholder is required to use the card for spends on Rs. 5000 or more every month 

• You will get Welcome Benefit of Complimentary Club Marriott membership for a year which provides up to 20% discounts for Dining and Stays across Asia – Pacific region
• As a Welcome Benefit, receive 10,000 Reward Points upon fee realization
• If you spend eight lakhs or more in the preceding 12 months, you’ll get renewal membership fee waived off for next year
• Avail Renewal benefit of 10,000 Reward Points
• Complimentary unlimited airport lounge access within and outside India using the Priority Pass. The same benefit is also available for the add on priority pass holders. Through Priority Pass membership you may also use the refreshment and business centre facilities at the selected lounges
• Avail 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs.400 and Rs.1,00,000
• Enjoy lowest markup fee of 2% on all foreign currency transactions
• Avail unlimited complimentary golf games at leading courses in India and selected courses across the globe. Also, you’ll have unlimited complimentary Golf coaching at selected golf courses within India
• Enjoy the Good Food Trail dining program at some of the premium restaurants across top cities
• Earn 5 Reward Points on Rs. 150 on retail spends including Insurance, Utilities, Education, and Rent pay
• Gut 10X Reward Points on travel and shopping spends on HDFC SmartBuy
• Earn 2X Rewards Points on dining spends
• Infinia Credit Card provides Credit Shield Cover for up to 9 lakhs

Rewards Rate:

• Default Reward Rate is 3.3%
• Avail Accelerated Reward Rate of 6.6% (2X on Dining/ airvistara / hdfcbankinfinia)
• Get Accelerated Reward Rate: 33% (10X with limited partners)

Pros

• Enjoy Complimentary Access to Airport Lounges within India 
• Personalized Card with the Shades of Indian Tricolor
• Get 100 bonus eDGE points every month

Cons            

• No Golf/coaching sessions

Pros

• This credit card is suitable for those who’re frequent travelers
• Get Accidental Air Death cover worth Rs. 3 Crore
• If there’s an emergency overseas while, get emergency overseas hospitalization insurance up to Rs. 50 lakhs

Cons

• This credit card is suitable for those who have high earnings
• This credit card doesn’t have any monthly & annual benefits
• This credit card is by “Invite only”