Compare AXIS Bank IOCL Rupay Credit Card vs SBI Elite Credit Card

100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
Earn Reward Points on UPI Payments by linking the card to UPI
20 reward points per Rs. 100 on fuel spends on IOC Terminal
5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
Annual Fee waived off if spends more than Rs. 50000 per year
10% instant discount for movie ticket booked via BookMyshow website
Enjoy up to 15% Discount on partner Restaurants via EazyDiner

On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
Complimentary membership to the Priority Pass Program worth $99
Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
Enjoy obtaining Club Vistara Silver membership as complimentary

Pros

100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

Pros

Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

High joining/renewal fees
Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it