Axis Bank Freecharge Plus Credit Card vs HDFC Bharat Credit Card

• Vouchers worth Rs.700 on Activation 
• 5% on Freecharge Spends
• 1% on all other spends
• Annual Fee waiver on spends of Rs.50,000 in an anniversary year

• Get 5% monthly cashback by booking tickets through IRCTC
• On Fuel expenses, enjoy savings with 5% monthly cashback
• Get 1% surcharge waiver and save up to Rs. 250 in every billing cycle (Min transaction of Rs. 400)
• On Groceries spends, enjoy savings with 5% monthly cashback
• Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge
• Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
• Avail up to 50 interest-free days from date of purchase
• Get Revolving Credit at Nominal interest rate
• Save annually up to Rs 3,600 by simply using the HDFC Bank Bharat credit card

Pros

• 2% on Ola/Uber/Shuttle and other local transport
• Get Vouchers from Uber and Bookmyshow on activation
• Benefits on entertainment and dining

Cons            

• No Golf/coaching sessions
• No Complimentary Airport Lounge Access 

Pros

• Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
• Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
• Avail up to 50 interest-free days from date of purchase

Cons

• No Lounge Access
• No Golf benefits