Axis Bank Freecharge Plus Credit Card vs HDFC Bharat Credit Card

Joining Fees

₹350

₹500

Editor's Rating

3.9

3.3

Key Features

  • Vouchers worth Rs.700 on Activation 
  • 5% on Freecharge Spends
  • 1% on all other spends
  • Annual Fee waiver on spends of Rs.50,000 in an anniversary year
  • Get 5% monthly cashback by booking tickets through IRCTC
  • On Fuel expenses, enjoy savings with 5% monthly cashback
  • Get 1% surcharge waiver and save up to Rs. 250 in every billing cycle (Min transaction of Rs. 400)
  • On Groceries spends, enjoy savings with 5% monthly cashback
  • Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge
  • Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
  • Avail up to 50 interest-free days from date of purchase
  • Get Revolving Credit at Nominal interest rate
  • Save annually up to Rs 3,600 by simply using the HDFC Bank Bharat credit card

Editor's Review

Pros

  • 2% on Ola/Uber/Shuttle and other local transport
  • Get Vouchers from Uber and Bookmyshow on activation
  • Benefits on entertainment and dining

Cons            

  • No Golf/coaching sessions
  • No Complimentary Airport Lounge Access 

Pros

  • Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
  • Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
  • Avail up to 50 interest-free days from date of purchase

Cons

  • No Lounge Access
  • No Golf benefits


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