Axis Bank Cashback Credit Card vs RBL Bank Monthly Treats Credit Card

• Welcome Benefits include getting EDGE Reward points worth Rs. 1000 upon first transaction within 30 days of card issuance
• Get up to 7% cashback on online spends. Spending more will enable you to unlock higher cashback
• Get up to Rs. 4,000 per statement month
• Monthly net spends are split into below brackets:

A. Avail 2% cashback for spends up to Rs. 5000

B. Avail 5% cashback for spends more than Rs. 5000 and less or equal to Rs. 40,000

C. Avail 7% cashback on spends more than Rs. 40,000

• Get unlimited base cashback of 0.75% on all offline and travel related spends
• Avail 0.5% cashback up to Rs. 100 on utilities bill payments
• Spend Rs. 4,00,000 and above in an anniversart year to be eligible for annual fee waiver
• Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program
• Cashback gets credited before next statement with no mininmum account requirement

* On crossing spends of Rs. 3,000 in a calendar year, monthly fee of Rs. 50 waived off and get 10% cashback, up to Rs. 100 per month, on grocery transactions for rest of the month
* Enjoy 2X Reward Points on online purchases
* Unlock 10% cashback on groceries, BookMyShow, Swiggy and Bill Payments every month
* Get 1 Reward Point for every Rs. 100 spent on all offline purchases except fuel
* Fuel surcharge waiver across all fuel stations. This is Valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 100 per month

Pros

• Get up to 7% cashback on online spends
• Base cashback on utility spends
• Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program

Cons

• Minimal cashback on offline spends
• No airport lounge access
• No fuel surcharge waiver

Pros
* Monthly Spend Milestone Benefit
* Fuel surcharge waiver
* Monthly fee waived

Cons
* One can’t enjoy the cashback if it’s unable to spend Rs.3000 to Rs.5000 in a month
* Below average rewards rate
* No travel benefits such as airport lounge access or any flight discounts