Axis Bank Cashback Credit Card vs Indian Overseas Bank Zet Credit Card

• Welcome Benefits include getting EDGE Reward points worth Rs. 1000 upon first transaction within 30 days of card issuance
• Get up to 7% cashback on online spends. Spending more will enable you to unlock higher cashback
• Get up to Rs. 4,000 per statement month
• Monthly net spends are split into below brackets:

A. Avail 2% cashback for spends up to Rs. 5000

B. Avail 5% cashback for spends more than Rs. 5000 and less or equal to Rs. 40,000

C. Avail 7% cashback on spends more than Rs. 40,000

• Get unlimited base cashback of 0.75% on all offline and travel related spends
• Avail 0.5% cashback up to Rs. 100 on utilities bill payments
• Spend Rs. 4,00,000 and above in an anniversart year to be eligible for annual fee waiver
• Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program
• Cashback gets credited before next statement with no mininmum account requirement

• Open a fixed deposit starting from Rs. 2,500
• Earn up to 7% interest on your fixed deposit
• Your FD is insured by RBI- FD is insured up to Rs. 5 lakh by the DICGC under the DICGC Act 1961
• Credit Limit is set at 90% of the FD amount
• Lifetime Free Card- Zero annual fee and no hidden charges
• Easy application process with no credit score check
• UPI Credit Card- Get flat 2% cashback on ZET UPI payments
• Fuel Surcharges: Surcharge of 1% of the total transaction amount will be levied
• Get Discounts and cashback on 80+ top brands, for example see below some of the offers:

A. SWIGGY- Up to 20% Discount

B. BookMuShow- Up to 20% Discount

C. Zomato- Up to 20% Discount

D. Amazon Pay- 5% Cashback

E. FlipKart- 5% Cashback

F. PVR- 18% Cashback

G. Myntra - 5% Cashback

H. NYKAA - 4.5% Cashback

I. InstaMart - Up to 20% Discount

Pros

• Get up to 7% cashback on online spends
• Base cashback on utility spends
• Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program

Cons

• Minimal cashback on offline spends
• No airport lounge access
• No fuel surcharge waiver

Pros

• No income proof or credit history required
• Earn up to 7% interest on your fixed deposit
• Enjoy Discounts and cashback on 80+ top brands

Cons

• No Travel perks
• No Lounge access
• No rewards or golf benefits