Axis Bank Aura Credit Card vs HDFC Millennia Credit Card

* As part of the credit card welcome benefit, avail Decathlon and Amazon voucher of Rs. 750. Do note the Decathlon voucher can be used at any Decathlon store or for online purchase
* Get free doctor consultation: Enjoy 4 video doctor consultations via Practo free per month
* Avail 4 interactive video fitness sessions via Fitternity free per month
* Gain access to 16 recorded sessions per month
* On health checkups get annual discount up to Rs. 500
* Enjoy 1% fuel surcharge at any fuel stations. This is applicable on transactions between Rs. 400 and Rs. 4000 per month
* Avail minimum 30% discount on nutritional/diet consultation from renowned nutritionists
* Avail minimum 30% discount on nutritional foods
* Gain 2 Edge Points on spends of Rs. 200 spendings
* Gain 5X EDGE REWARDS on insurance spends
* Enjoy up to 20% discount at the bank’s partnered restaurants in India
* The card is EMV certified chip credit card

• Renewal Offer: Spend Rs. 1 lakh or more in the previous 12 months to waive the renewal membership fee for the next year
• Avail 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
• Avail 1% cashback on all other spends
• Get Rs. 1000 worth of gift vouchers on spends of Rs. 1,00,000 and above in each calendar quarter
• Up to 20% discount on partnered restaurants via Swiggy Dineout
• Zero lost card liability
• Up to 50 days of interest-free period from the date of purchase
• Revolving Credit is available at a nominal interest rate 
• Enjoy amazing dining benefits with the Good Food Trail program
• Save up to 20% on your restaurant bill payments at more than 20,000 restaurants with Swiggy Dineout. This offer includes both restaurant and Swiggy discounts and is only available for payments made through the Swiggy App
• Lounge access has been added to the quarterly spend milestone program, effective from December 1, 2023. Once a user achieves a quarterly spend milestone, they can choose to receive either a Dreamfolks airport lounge access voucher or a Rs. 1000 voucher from a list of available brands
• 1% fuel surcharge waiver at all fuel stations in India. This is valid on transactions between Rs. 400 and Rs. 5000 
• Convert big spends into EMI after purchase
• This card is equipped with contactless payment technology for added convenience and speed

Pros

* Dining Delights- minimum 20% off on partneres restaurants in India
* Get free doctor consultation: Enjoy 4 video doctor consultations via Practo free per month
* Avail 4 interactive video fitness sessions via Fitternity free per month

Cons
* No Airport Lounge access
* No Golf Privileges

Pros

• Get 7% Reward points on every Shoppers Stop spends
• Get 2% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500

Cons

• No golf/coaching sessions
• No proper lounge access benefits