Axis Bank Aura Credit Card vs HDFC Bank H.O.G Diners Club Credit Card​

Joining Fees

₹749

₹10,000

Editor's Rating

4.25

4

Key Features

* As part of the credit card welcome benefit, avail Decathlon and Amazon voucher of Rs. 750. Do note the Decathlon voucher can be used at any Decathlon store or for online purchase
* Get free doctor consultation: Enjoy 4 video doctor consultations via Practo free per month
* Avail 4 interactive video fitness sessions via Fitternity free per month
* Gain access to 16 recorded sessions per month
* On health checkups get annual discount up to Rs. 500
* Enjoy 1% fuel surcharge at any fuel stations. This is applicable on transactions between Rs. 400 and Rs. 4000 per month
* Avail minimum 30% discount on nutritional/diet consultation from renowned nutritionists
* Avail minimum 30% discount on nutritional foods
* Gain 2 Edge Points on spends of Rs. 200 spendings
* Gain 5X EDGE REWARDS on insurance spends
* Enjoy up to 20% discount at the bank’s partnered restaurants in India
* The card is EMV certified chip credit card

  • Milestone Benefit: You can select any 2 benefits amongst cult.fit Live 1 month membership or BookMyShow or TataCLiQ or Ola cab vouchers worth Rs. 500 every month on minimum spends of Rs. 80,000 
  • Travel: Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
  • Spend benefit at Harley-Davidson authorized dealers: Get 10X Reward Points on purchase of Harley-Davidson merchandise and services
  • Up to 50 days of interest free credit period from the date of purchase
  • Enjoy Dining Privileges by getting 2X on weekend Dining 
  • Credit Liability Cover Rs. 9 lakh
  • Foreign Currency Markup: Nominal 2% on all foreign currency spends
  • Revolving Credit is available at a nominal interest rate
  • Unlimited Airport lounge access in India and worldwide for primary and add-on card members
  • Get 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
  • Avail the option to convert big spends into EMI after purchase
  • Contactless payment enabled
  • Accidental Air Death Cover worth Rs. 2 Crore
  • Emergency overseas hospitalization: up to Rs. 50 lakhs
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay
  • Credit Liability cover up to Rs. 9 Lakh
  • Avail 5 Reward Points for every Rs. 150 retail spends
  • Avail up to 10X Reward Points on spends via SmartBuy and 10X Reward Points on spends done on Harley-Davidson merchandise and services at Authorized Harley-Davidson dealers
  • Avail amazing dining benefits with Good Food Trail program by getting up to 25% savings off on all restaurant bill payments via Swiggy Dineout that includes 20k + restaurants. Offer is inclusive of Restaurant and Swiggy Discount and is valid only on payments done Swiggy App

Editor's Review

Pros

* Dining Delights- minimum 20% off on partneres restaurants in India
* Get free doctor consultation: Enjoy 4 video doctor consultations via Practo free per month
* Avail 4 interactive video fitness sessions via Fitternity free per month

Cons
* No Airport Lounge access
* No Golf Privileges

Pros

  • Unlimited Airport lounge access in India and worldwide for primary and add-on card members
  • Book flight tickets / hotels across 150+ airlines and choice of hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
  • Spend benefit at Harley-Davidson authorized dealers

Cons

  • No golf benefits
  • No cashback offers


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