Axis Bank Atlas Credit Card vs Axis Bank Rewards Credit Card

• Get to be part of the exclusive Silver membership tier that offers various benefits. Moreover, the more you spend in your anniversary year, the membership tier will get upgraded

• Unlock additional benefits in Gold and Platinum tier memberships
• In an anniversary year, when touching Rs. 7.5 Lakhs of spends, get upgraded to the Gold tier and when spending beyond Rs. 15 Lakhs, get upgraded to the Platinum tier. Do note that each tier comes with base earn of 2 EDGE Miles per Rs. 100 spent and accelerated earn of 5 EDGE Miles per Rs. 100 spent on TRAVEL EDGE portal, direct airlines and direct hotel spends. Each tier comes with Milestone and Annual benefits in the form of EDGE Miles which can be redeemed
• Annual Benefit: Avail up to 5,000 EDGE Miles on completion of a year
• Milestone Benefits: Avail up to 10,000 EDGE Miles on achieving the Spends Milestone
• Earn 5 EDGE Miles on Travel per Rs 100 spend
• Earn 2 EDGE Miles on Other Spends- Get 2 EDGE Miles per Rs. 100 spent
• Domestic & International Lounge Access
• Concierge Services
• Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile
• Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of  Rs. 2500 and once per month per card
• 1% fuel surcharge waiver

• On every Rs. 125 spends, gain unlimited 2 EDGE REWARD points
• Avail 10X reward points on every Rs. 125 spent on apparel and departmental stores
• Receive accelerated points for spends up to Rs. 7000 per month on specific categories
• Membership Benefits: Gain a bouquet of memberships up to Rs. 1,000 every anniversary year
• Milestone Benefits: Avail 1,500 EDGE REWARD points on net spends of Rs. 30,000 per statement cycle
• 30% off on Swiggy food delivery. This is applicable on minimum transaction of Rs. 200 per order and can be availed up to 2 times in a month
• 2 complimentary lounge access per quarter at selected domestic airports
• 1% fuel surcharge on fuel purchases at all fuel stations within India. This is valid on transactions between Rs. 400 to Rs. 5,000 only
• Purchase Protection Cover up to Rs. 1 Lakh
• Credit Shield 1 Lakh
• Loss of Check-in Baggage Cover up to 500 USD
• Cover up to USD 300 for the following: Delay of check-in baggage and Loss of travel documents
• Enjoy up to 15% off, maximum Rs. 500, at partnered restaurants in India
• Annual Fee of Rs. 1,000 will be waived off by making annual spends of Rs. 2,00,000 and above
• Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira

Pros

* Miles Transfer Program: Easily convert EDGE Miles to program partner Miles. 1 EDGE Mile = 2 Partner Mile

* Enjoy dining proposition that provides 25% off up to Rs. 800 on dining restaurants via EazyDiner. This is valid on minimum order value of Rs. 2000 and twice per month per card

* 1% fuel surcharge waiver

Cons

* No golf benefits

* No Zero Liability Protection

* No Insurance Benefits

Pros

* Unlimited 2 EDGE REWARD points on every Rs. 125 spends
* Accelerated points for spends up to Rs. 7000 per month on specific categories
* Gain a bouquet of memberships up to Rs. 1,000 every anniversary year

Cons

* No access to international lounges at airports
* No golf benefits are provided