AU Small Finance Bank Zenith Credit Card vs Kotak League Platinum Credit Card

Joining Fees

₹7,999

₹500

Editor's Rating

3.3

3.9

Key Features

* Gain 20 Reward Points per Rs.100 retail spends done on Dining at standalone restaurants
* Earn 10 Reward Points per Rs.100 retail spends done on International transactions, Grocery and Departmental stores
* Avail 5 Reward Points per Rs.100 retail spends done across all other merchant categories
* Quarterly Milestone Benefits: Get Rs. 1,000 vouchers on minimum Rs. 2 lakh retail spends that’s done per calendar quarter. Choose vouchers from a bouquet of top brands
* Yearly Milestone Benefits: Avail complimentary Epicure Membership of doing minimum Rs. 8 lakh retail spends in a card anniversary year
* Enjoy lower International foreign mark-up fees of 1.99% on International transactions
* Birthday Benefit: Get 2,500 Bonus Reward Points on completing one retail transaction on birthday
* Get complimentary domestic and international lounge access at 1,000+ airport lounges
* Avail 2 complimentary lounge access per calendar quarter, using the Priority Pass at all participating lounges
* Get 4 complimentary domestic lounge access per calendar quarter using the VISA Card
* Railway Lounges: Get 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in selected cities

  • 8X reward points on every Rs. 150 spent
  • Fuel Surcharge Applicable 
  • Joining Gift: Avail a Movie voucher worth Rs. 500 on joining
  • League Priority Attend

Editor's Review

Pros
* Get Air Accident Cover of up to Rs. 2 Crore, Card Liability Cover, get protected against Card Counterfeit/Skimming/Online frauds, and Credit Shield of up to Rs. 5 Lakhs
* Convert transactions worth Rs. 2,000 or more into easy EMI options on selected tenure chosen by you
* Avail Add on card that is free for lifetime

Cons
* No golf privileges
* No Airmiles

Pros

  • 4 free PVR tickets or 10,000 Reward Points on spends of Rs.1,25,000 every 6 months
  • Earn up to 8X Reward Points on every Rs.150 spent across all categories
  • Railway Surcharge Waiver

Cons

  • No complimentary Golf lessons/green
  • No complimentary Airport Lounge access


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