Apollo SBI Card vs Kiwi Credit Card

Apollo SBI Card
Apollo SBI Card
SBI · Mastercard
3.2
₹499 / Joining Fees
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VS
Kiwi Credit Card
Kiwi Credit Card
Yes bank · Rupay
4.5
₹0 / Joining Fees
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Fees
SBI
Yes bank
Joining Fees
₹499
₹0
Renewal Fees
₹499
₹0
Network
Mastercard
Rupay
Editor's Review
3.2
4.5
Free Lounge Access
Yes
Yes
Features
Apollo SBI Card
  • Get complimentary Apollo Gold Tier Membership
  • Get 3X Reward Points on every Rs. 100 spent on all Apollo services
  • Get 10% Instant Discount at Select Apollo Services
  • On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points
Kiwi Credit Card

* Lifetime Free Credit Card
* Earn upto 5% of Cashback
* Upto 3 Airport lounge access Per year
* FindiBANKIT Parnter gets Rs1000/- cashback on card disbursal

Editor's Review
Apollo SBI Card

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert Reward Point into Health Credits
  • Get 10% Instant Discount at Select Apollo Services
  • Complimentary Apollo Gold Tier Membership                                                                                                       

Cons 

  • The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
  • The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
  • No Golf/coaching sessions
Kiwi Credit Card

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