Apollo SBI Card vs PVR Kotak Platinum Credit Card

• Get complimentary Apollo Gold Tier Membership
• Get 3X Reward Points on every Rs. 100 spent on all Apollo services
• Get 10% Instant Discount at Select Apollo Services
• On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points

• Shop Anywhere in India using your PVR Kotak Credit Card to get your free PVR movie tickets
• Get 15% Cashback on Food and Beverages at PVR
• Get 5% Cashback on Movie tickets at PVR Box Office
• For the first year no Joining Fee
• Your Add-on Card will have all the benefits that you enjoy on your Card

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Convert Reward Point into Health Credits
• Get 10% Instant Discount at Select Apollo Services
• Complimentary Apollo Gold Tier Membership                                                                                                       

Cons 

• The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
• The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
• No Golf/coaching sessions

Pros  

• Get 2 free PVR movie tickets every month when you spend Rs. 10,000 and above in a monthly billing cycle
• Railway Booking Surcharge (1.8%/2.5% on transaction amount) Applicable and Fuel Surcharge Applicable
• Visa payWave facility offers a fast, safe and secure way of paying. Just wave the Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN

Cons

• The add on card comes with a charge of Rs 299 per card
• No Golf/coaching sessions