Apollo SBI Card vs Doctor's SBI Card (in association with IMA)

Apollo SBI Card
Apollo SBI Card
SBI · Mastercard
3.2
₹499 / Joining Fees
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VS
Doctor's SBI Card (in association with IMA)
Doctor's SBI Card (in association with IMA)
SBI · Visa
4
₹1,499 / Joining Fees
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Fees
SBI
SBI
Joining Fees
₹499
₹1,499
Renewal Fees
₹499
₹1,499
Network
Mastercard
Visa
Editor's Review
3.2
4
Free Lounge Access
Yes
Yes
Features
Apollo SBI Card
  • Get complimentary Apollo Gold Tier Membership
  • Get 3X Reward Points on every Rs. 100 spent on all Apollo services
  • Get 10% Instant Discount at Select Apollo Services
  • On every Rs. 100 spent on Dining, Movies & Entertainment, get 2X Reward Points
Doctor's SBI Card (in association with IMA)
  • Get up to 8 complimentary visits annually to domestic airport lounges in India
  • 1% fuel surcharge waiver 
  • Add-on cards are available along with the primary card 
  • The card can be used over 1 million Visa or MasterCard ATMs across the world
Editor's Review
Apollo SBI Card

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • Convert Reward Point into Health Credits
  • Get 10% Instant Discount at Select Apollo Services
  • Complimentary Apollo Gold Tier Membership                                                                                                       

Cons 

  • The reward points earned can only be redeemed to avail services at Apollo Healthcare Centers and related stores
  • The complimentary OneApollo Silver Tier Membership doesn’t add much value as it could be availed by simply enrolling for the program for a decent cost or even for free. If they had to give this benefit, they should have probably offered a Gold Tier Membership to the program, which otherwise requires the person to spend a high fee for it in a year
  • No Golf/coaching sessions
Doctor's SBI Card (in association with IMA)

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • SBI in association with Indian Medical Association has issued Doctor's SBI Card (IMA) 
  • Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs 
  • The cardholder can reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance 
  • Renewal fee reversed if the annual spendings cross Rs 2,00,000  

Cons 

  • No Golf/coaching sessions

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