American Express SmartEarn™ Credit Card vs TATA STAR Platinum Card
Joining Fees
₹495
₹2,999
Editor's Rating
3.4
3.5
Key Features
- Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
- Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
- Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
- Welcome and Anniversary e-Gift Vouchers from STAR worth up to Rs.3000
- Spends linked gift vouchers worth up to Rs.6,000
- On spends at STAR Outlets, get 3.5% value back
- Get 3 Reward Points on Departmental Stores, Dining, Grocery and International spends
Editor's Review
Pros
- Convert spends into easy monthly instalments with the American Express EMI
- Avail 5X Membership Rewards by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
- Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High-interest rates
Pros
- Welcome and Anniversary gift vouchers
- Airport lounge access
- Gift vouchers on achieving milestone spends
- Value back at STAR and TATA outlets
Cons
- High-interest rate
- No concierge services
- No Golf games
