Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
Earn 2 Reward Points for every Rs. 100 spent on all your purchases
5X Rewards: Get 10 Reward Points for every Rs. 1000 spent for dining, entertainment, utility bill payments, fuel and international purchases
Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
2 complimentary visits every calendar quarter at Domestic Lounges at all major airports in India
Redeem Reward Points for air travel, hotel stays, shopping vouchers and much more
Fuel Transaction Charge: 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher
Editor's Review
Pros
Convert spends into easy monthly instalments with the American Express EMI
Avail 5X Membership Rewardsby transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
No Golf/coaching sessions
No complimentary Airport Lounge access
High-interest rates
Pros
Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
Two complimentary access to domestic lounges at all major airports in India
Cons
No Fuel Surcharge Wavier
High-interest rate
More comparisions with American Express SmartEarn™ Credit Card