Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
HDFC Bank Times Platinum Credit Card is enabled for contactless payments
Fuel Surcharge Waiver
Zero liability on the lost card
Get up to 50 days interest-free from the date of purchase (subject to the submission of the charge by the Merchant)
The Reward points are valid for 2 years from the date of accumulation
You can register the Platinum Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. With this service you’re ensured that all the utility bills are paid on time, conveniently and easily
Editor's Review
Pros
Convert spends into easy monthly instalments with the American Express EMI
Avail 5X Membership Rewardsby transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
No Golf/coaching sessions
No complimentary Airport Lounge access
High-interest rates
Pros
25% off on movies and up to 20% off on dining participating restaurants
Live GPS location-based offers 365 days on Times Card WebApp
3 Reward Points for every Rs. 150 spent; 10 Reward Points for Rs. 150 spent on weekday dining
Cons
No complimentary Airport Lounge access
No Golf Privileges
More comparisions with American Express SmartEarn™ Credit Card