Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
Access 1000+ leading lounges across the globe with complimentary access six times a year through HDFC exclusive lounge program
Benefits of a concierge for all your travel needs
15% discount and other benefits at some of the finest restaurants. You can select from over 1400 offers with partners across the world
Insurance Benefits
Editor's Review
Pros
Convert spends into easy monthly instalments with the American Express EMI
Avail 5X Membership Rewardsby transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
No Golf/coaching sessions
No complimentary Airport Lounge access
High-interest rates
Pros
6 complimentary access to 700+ lounges worldwide annually
Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
Get air accident cover of Rs. 1 crore
Cons
No complimentary offers for movie tickets
No Cashback on online spends
No Golf Privileges
More comparisions with American Express SmartEarn™ Credit Card