American Express SmartEarn™ Credit Card vs 6E Rewards - IndiGo HDFC Bank Credit Card
Joining Fees
₹495
₹500
Editor's Rating
3.4
3.6
Key Features
- Get rewarded for your spends with 10X and 5X Membership Rewards® Points respectively at select merchant partners
- Cashback of Rs. 500 on eligible spends of Rs. 10,000 in the first 90 days of Cardmembership
- Renewal Fee waiver on spends of Rs.40,000 and above in the previous year of Card-membership
- Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
- Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
- Get 1 6E Rewards per Rs.100 Spends on all other spends
- Enjoy Discounted Convenience Fee on IndiGo tickets- Rs.150 per pax
- Exclusive Dining Privileges: Enjoy Good Food Trail Dining program that includes premium restaurants across top cities
- Markup fee of 3.5% on all foreign currency transactions
- Zero Lost card liability
- Up to 50 days of interest-free period from the date of purchase
- Enjoy Revolving Credit at a nominal interest rate
- Mastercard Offers & Benefits: Cardholders of the 6E Rewards-IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
- Convert your big spends into EMI after purchase
- This card is enabled for contactless payments
- 1% waiver on the fuel surcharge
Editor's Review
Pros
- Convert spends into easy monthly instalments with the American Express EMI
- Avail 5X Membership Rewards by transacting on Amazon, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more and get 5X rewards for every Rs.50 spent
- Avail 1 Membership Rewards Point for every Rs. 50 spent except on the spends for Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High-interest rates
Pros
- Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
- Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
- Enjoy Good Food Trail Dining program that includes premium restaurants across top cities
Cons
- No golf benefits are provided
- No international and domestic airport lounge access
