American Express® Platinum Reserve vs Doctor’s SBI Credit Card

• Welcome Gift of 11,000 Bonus Membership Rewards Points
• Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
• Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
• Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
• Complimentary access to leading Golf courses in India

• E-Gift Voucher from Yatra.com/Bata/Shoppers Stop worth Rs. 5,000 on achieving annual spends of Rs. 5 Lakhs
• Complimentary membership to the Priority Pass Program worth $99
• 4 complimentary visits per year to International Airport Lounges outside India (max. 2 visits per quarter)
• Access to 1000+ Airport Lounges worldwide
• 8 complimentary Domestic Airport Lounges visits per year in India (max. 2 visits per quarter) 

Pros

• Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
• Avail movie or online shopping vouchers worth Rs.6,000 per year
• Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
• Redeem the Points for over 500 options that include travel, dining, accessories and more

Cons

• Poor reward structure
• Absence of bonus reward points on milestone spends
• High-interest rates
• High Annual Fee

Pros                                                                                                                

• Avail Professional Indemnity Insurance Cover of Rs. 20 Lakhs
• Reimburse all defense and legal costs, out of court settlement expenses and court awards as a part of professional indemnity insurance
• Renewal fee reversed if the annual spendings cross Rs 2,00,000

Cons 

• No Golf/Coaching sessions
• Usage fee of $27 + applicable taxes will be charged on the Doctor’s SBI Card after you have exhausted the complimentary visits