American Express® Platinum Reserve vs Axis Bank Select Credit Card
Joining Fees
₹5,000
₹3,000
Editor's Rating
3.7
4.5
Key Features
- Welcome Gift of 11,000 Bonus Membership Rewards Points
- Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
- Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
- Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
- Complimentary access to leading Golf courses in India
- 24x7 dedicated concierge
- Explore curated experiences from across the world with Extraordinary Weekends
- 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
- 20% off at partnered restaurants in India
- Air Accident cover up to Rs. 2.5 Crore
- Purchase protection up to Rs. 1 Lakh
- Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover
Editor's Review
Pros
- Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
- Avail movie or online shopping vouchers worth Rs.6,000 per year
- Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
- Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
- Poor reward structure
- Absence of bonus reward points on milestone spends
- High-interest rates
- High Annual Fee
Pros
- Amazon Voucher worth Rs 2000 on card activation
- 20% off up to Rs. 500 p.m. on Bigbasket
- 40% off up to a maximum of Rs. 200 on Swiggy
Cons
- High-interest rate
- High Joining/Renewal Fee
