American Express® Platinum Reserve vs Airtel Axis Credit Card
Joining Fees
₹10,000
₹500
Editor's Rating
3.7
4.6
Key Features
- Welcome Gift of 11,000 Bonus Membership Rewards Points
- Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
- Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
- Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
- Complimentary access to leading Golf courses in India
- As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
- Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
- Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
- Earn 10% Cashback on Swiggy, Zomato and BigBasket
- Get 1% Cashback on all other spends
- 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
- Enjoy up to 15% off at partnered restaurants via EazyDiner
- Convert transactions of Rs. 2500 or more into easy EMI
- Get annual fee waived off on annual spends greater than Rs. 2,00,000
Editor's Review
Pros
- Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
- Avail movie or online shopping vouchers worth Rs.6,000 per year
- Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
- Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
- Poor reward structure
- Absence of bonus reward points on milestone spends
- High-interest rates
- High Annual Fee
Pros
- Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
- Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
- Earn 10% Cashback on Swiggy, Zomato and BigBasket
Cons
- No golf benefits
- No international airport lounge access / movie benefits
