Amazon Pay ICICI Bank Credit Card vs SBI Elite Credit Card

* No joining fee or annual fee
* No limit to the earnings from this card
* No expiry date for the earnings
* Earnings can be used for purchasing 10 crore+ products at Amazon.in and at 100+ partner merchants
* Get complete waiver of 1% on fuel surcharge every time
* No cost EMI – 3&6 month on Amazon.in
* Get 5% cashback on Amazon.in for Amazon Prime customers
* Get 3% cashback on Amazon.in for non-prime customers
* Get 2% cashback on 100+ Amazon Pay partner merchants
* Get 1% cashback on other payments such as shopping, travel, dining, insurance payments, and much more
* ICICI Credit Cards come with an embedded microchip that provides additional security against counterfeiting and duplication of cards.These new Chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)

Please Note: The Earnings will be in the form of Amazon Pay balance.

• On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
• Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
• Complimentary membership to the Priority Pass Program worth $99
• Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
• Enjoy obtaining Club Vistara Silver membership as complimentary

Pros

* No cost EMI – 3&6 month on Amazon.in
* Fuel Waiver of 1% on fuel surcharge

Cons
* No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits
* No Golf Privileges

Pros

• Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
• Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
• On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

• High joining/renewal fees
• Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it