Amazon Pay ICICI Bank Credit Card vs AU Small Finance Bank Altura Credit Card

• Earn 5% back on Amazon.in for Amazon Prime customers
• Earn 3% back on Amazon.in for non-prime customers
• Earn 2% back on 100+ Amazon Pay partner merchants using this card on Amazon Pay as the payment method
• Earn 1% back on all other payments including shopping, dining, insurance, holidays, etc

Please Note: The Earnings will be in the form of Amazon Pay balance.

* Avail 2% Cashback on retail spends at Grocery stores, Departmental stores and Utility bill payments. The maximum cashback per statement cycle is Rs. 50
* Avail 1% Cashback on other retail spends. The maximum cashback per statement cycle is Rs. 50
* Milestone Benefit: Earn additional cashback of Rs. 50 on completing a minimum of Rs. 10,000 retail spends in every statement cycle
* Railway Lounges: Get 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in selected cities
* Enjoy 1% Fuel Surcharge Waiver for fuel transactions done between Rs. 400 and Rs. 5,000 at all fuel stations in India. Maximum Rs. 100 per statement cycle
* Card Liability Cover: If the Credit Card gets lost, you’ll have zero liability on any fraudulent transactions made using the card after reporting the loss to the bank. You’re even protected against Card Counterfeit/Skimming, and Online frauds
* Contactless Card
* Convert transactions worth Rs. 2,000 or more into easy EMI options on selected tenure chosen by you
* Avail Add on card that is free for lifetime

Pros

• 15% savings on dining bills at 2,500+ restaurants in India through Culinary Treats Programme
• Fuel Waiver of 1% on fuel surcharge

Cons

• No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits  
• No Golf Privileges 

To apply for ICICI Bank Credit Cards please click here

Pros
* Complimentary railway lounge access
* Attractive welcome and milestone benefits
* Get up to 7% Cashback as an introductory offer

Cons
* No golf privileges
* No Airmiles
* No airport lounges benefits