Air India SBI Platinum Card vs Club Vistara SBI Card

• Avail complimentary membership of Air India Frequent Flyer Program - Flying Returns.
• For every Rs. 100 spent, get 2 Reward points
• On annual bases, get nearly 15,000 bonus Reward points
• Every year, enjoy obtaining anniversary gift of 2,000 Reward points
• Earn up to 15 Reward Points for every Rs. 100 spent on Air India tickets booked through Airindia's platforms
• Complimentary Visa Lounge Access

• Comprehensive Insurance Cover of 4 cancellations per year, each limited to Rs. 3,500
• Lost card liability cover up to Rs. 1 lakh
• Air Accident Cover up to Rs 50 lakhs
• Easy Bill Pay facility at zero charge
• Flexipay
• Balance Transfer on EMI

Pros

• Maximum surcharge waiver of Rs. 250 per statement cycle. All applicable taxes extra wherever applicable
• Stay safe with the complimentary lost card liability cover of Rs. 1 lakh
• Cherish the freedom of paying the 1% fuel surcharge that's valid across all petrol pumps

Cons

• No golf/coaching sessions

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• 1 Economy class ticket E-Gift Voucher 
• 4 complimentary Domestic Airport lounges access
• Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

• No Golf/coaching sessions