6E Rewards XL – Indigo HDFC Bank Credit Card vs Axis My Zone Credit Card

Joining Fees

₹1,500

₹500

Editor's Rating

3.8

3.9

Key Features

  • Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website
  • Gain 3 6E Rewards per Rs. 100 Spends on Grocery, Dining and Entertainment
  • Get 2 6E Rewards per Rs. 100 on all other spends
  • You are entitled to 8 complimentary domestic airport lounge accesses per year, which are distributed as 2 accesses per quarter
  • Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax
  • Exclusive Dining Privileges: Enjoy the benefits of the Good Food Trail Dining program at premium restaurants across top cities
  • Markup fee of 2.5% on all foreign currency transactions
  • Zero Lost card liability 
  • Up to 50 days of interest-free period from the date of purchase
  • Enjoy Revolving Credit at a nominal interest rate
  • Domestic Lounge Access – VISA / Mastercard Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter) 
  • Mastercard Offers & Benefits: Cardholders of the 6E Rewards XL- IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
  • Convert big spends into EMI after purchase
  • The card is enabled for contactless payments

 

Important update: Starting 1st January 2024, earn 2% 6E Rewards for every Rs. 100 spent on fuel, with a monthly cap of 500 6E Rewards

  • Get 100% discount on the second movie ticket booked via District app. The maximum discount one can get in a calendar month is Rs. 200                
  • Avail SonyLiv Premium annual subscription worth Rs. 1499 for free on the first spend within first 30 days of card issuance                                                                                                      
  • Get flat Rs. 120 off on food delivery at Swiggy
  • 1 complimentary access to select airport lounges within India per Calendar quarter
  • Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
  • 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
  • Save up to Rs. 1,000 at AJIO on minimum purchase of Rs. 2,999 using the coupon code given by the bank
  • On any transaction over Rs. 2,500, convert these purchases to EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India
  • For Mastercard Cardholders, simply log on to Mastercard Shop Perks for getting exciting cashback on popular brands
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

Editor's Review

Pros

  • Get 8 complimentary domestic lounge access
  • Complimentary ticket worth Rs. 3000 as a welcome benefit
  • Get 5 6E Rewards per Rs. 100 Spends on flights booking on IndiGo App/Website

Cons

  • No golf benefits are provided
  • No international airport lounge access

Pros

  • Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
  • 1 Complimentary airport lounge access
  • Avail SonyLiv Premium annual subscription worth Rs.1499 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate


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